Resident Insurance
Job loss. Theft. Fire. These days, we don’t need to create things to worry about. But, we can help with solutions to ease some of the worry. As one of the nation’s largest apartment companies, we offer our residents access to a set of coverage options designed uniquely for apartment residents.
Job Loss Insurance Job security is a concern for many of us and Equity Residential wants to help. Assurant Specialty Property now offers Equity residents insurance to help with rent in case of job loss – a bridge to keep you on your feet and in your home. If you already have an Assurant policy, we encourage you to consider adding Involuntary Unemployment Insurance to your current policy. To find out more about this distinctive policy endorsement, please call 1-800-554-6434. If you are not currently an Assurant Specialty Property customer, please call or click the link below to find out more about Assurant’s renter’s policies with the Involuntary Unemployment Insurance endorsement. learn more... | Renter's Insurance With some exceptions, all of our residents are required to maintain a minimum of $100,000 liability insurance while staying with us. This liability insurance typically covers damage done to the apartment or injury to a guest for which you are liable, up to the coverage limit. We also encourage you to consider protecting your personal belongings against fire, certain natural disasters, theft, and vandalism by upgrading to a Renter's Insurance policy. Assurant Specialty Property offers Equity Residential residents easy access to both of these coverage plans. Even better, all of our residents are pre-approved for these Assurant programs. |
| Benefit |
Liability Insurance |
Renter's Insurance |
Highlights |
| Cost per Month |
less than $11
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national average is less than $14* |
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| Personal Property Coverage (clothes, furniture, TV, stereo, iPod, computer, bike, etc.) |
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$10,000 - $50,000 coverage levels available |
| Optional Renters Involuntary Unemployment Insurance** |
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This coverage pays up to 2 benefits of $500 to be applied to your rent payment
Coverage for about $6 per month |
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Satisfies Community Insurance Requirements of $100,000 Liability
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| Payment Plan Options |
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Options include 1, 4, or 8 payments |
| Equity Residential Residents are Pre-Approved |
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No underwriting questions or credit check |
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Cost is based on a National Average of $10,000 personal property coverage, $100,000 personal liability coverage, $100 deductible and replacement cost.
** Coverage for first named insured only. Prices vary depending on location. This optional coverage may not be available as an endorsement with all Assurant Specialty Property renters’ policies in all states.
Renters Insurance is underwritten by American Bankers Insurance Company of Florida (home office in Miami, Florida),, an Assurant Specialty Property company. In MN, the underwriter is American security Insurance Company. In TX, personal property coverage is underwritten by Ranchers and Farmers Mutual Insurance Company and personal liability coverage is underwritten by American Bankers Insurance Company of Florida. Liability-Only provided by an excess and surplus carrier. The Liability-Only program information shown on the web site is not intended for Florida residents.
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